Florida Real Estate is appreciating again! Rates are at historic lows, but borrowers are finding its harder to qualify for a loan with all the new regulations and lenders tightening guidelines.

Below are some of the best programs from A to Z available, including the all new Stated Income Alt Loans for Self Employed borrowers

After reviewing these programs below, please email me at  Steve@pro-option.com  with the ones you'd like more info about:

1) 100%  LTV- VA - pay off debt at closing on a purchases too!

2) 100%  LTV- USDA - 12 mo. into Chapter 13 BK…OK Too!

3) 99%    LTV- FHA

4) 97% LTV- NEW- No PMI -No FHA 1.75% MIP Fee! 

5) 95% LTV- NEW-No PMI!

6) 95% LTV- NEW-CONDO Loan

7) 90% LTV- NEW-No PMI -2nd Home

8) 90% LTV- New-Jumbo w/cc

9) 85% LTV- NEW- No PMI to Super Jumbo

10) 80% LTV- Rental Property

Stated Income Alt  Loan programs

11) 80% LTV- to Super Jumbo

12) 80% LTV- FIX n’ FLIP Invest. Prop. – No min. credit!

13) 75% LTV-to Mega Jumbo

14) 75% LTV- Foreign Nationals-to Super Jumbo

15) 75% CLTV-after Short Sale, BK, Foreclosure to Super Jumbo

16) 70% LTV- Hard Money to Jumbo

17) Lot Loans / Land Loans Too! 

Go to:  WWW.PRO-OPTION-COM   or call 888-662-4404

Note: Stated Income ALL programs are Not  No Doc loans, borrowers must still show "The Ability To Repay the Loan." However, these programs consider different forms of income streams and allow much more flexability that other loans do not. 

COMMERCIAL PROGRAMS –many available nationwide

18) 90% LTV- Full Doc

19) 85% LTV- Full Doc

20) 90% LTV- Stated Income Alt- Constr. & Constr. Comp.

Loan programs subject to change, qualifying, min. loan amts., values, lending areas and/or select properties. Pro Option Mortgage is not acting on behalf of or at the direction of HUD/FHA or the Federal Government.

In the 2013 market with lenders tightening credit, changing guidelines and many programs ending, borrowers are turning to someone with experience, who has weathered the storm of the past 6 yrs, that can handle the task of finding the right loan through lenders

...that will actually fund the loan!  

  Contact us 24/7 for a Pre Qualification Letter

Email me:  Steve@Pro-Option.com 

     888-662-4404 - 24/7        

  nmls 204296/390492

  GOD BLESS AMERICA, GOD BLESS OUR TROOPS & THANK GOD FOR THE U.S MARINES!

                                                         

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