Florida Real Estate is appreciating again, up to 6% and over 8% in some areas with Interest Rates still at historic lows!
However, borrowers are finding it much harder to qualify with all the new Crippling and Horrendous government regulations (i.e. the Dodd Frank Act) that is forcing lenders to tighten guidelines! Unfortunately, its going to get even worse in January 2014 with the next phase of Gov. Regulations scheduled to be implemented!
Below are some of the strongest programs from A to Z available, including the all new Stated Income Alt Loans for Self Employed borrowers as well as the Florida Short Sale, BK, Foreclosure Forgiveness programs:
Review these programs and email me at Steve@pro-option.com
Stated Income Alt Loan Programs
90% LTV-Short Sale, BK, Foreclosure forgiveness
80% LTV- FIX n’ FLIP Invest. Prop.–No min. credit!
75% LTV- Foreign Nationals-to Super Jumbo
80% LTV- Hard Money to Jumbo
Lot Loans / Land Loans
Note: Stated Income ALL programs are Not No Doc loans, borrowers must still show The Ability To Repay the Loan. However, these programs consider different forms of income streams and allow much more flexibility that other loans do not.
COMMERCIAL PROGRAMS –many available Nationwide
- 90% LTV- Full Doc
- 85% LTV- Full Doc
- 90% LTV- Stated Income Alt- Constr. & Constr. Comp.
Loan programs subject to change, qualifying, min. loan amts., values, lending areas and/or select properties. Pro Option Mortgage is not acting on behalf of or at the direction of HUD/FHA or the Federal Government.
In the 2013 market with lenders tightening credit, changing guidelines and many programs ending, borrowers are turning to someone with experience, who has weathered the storm of the past 6 years, that can handle the task of finding the right loan through lenders
...that will actually fund the loan!
Contact us 24/7 for a Pre Qualification Letter
Email me: Steve@Pro-Option.com
888-662-4404 - 24/7
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